A simple weekly rhythm
Start with one small action. A clear list is easier to improve than a perfect plan that is never used.
Keep copies of important documents and write down the date, organisation and name of anyone you speak to.
When a decision involves contracts, welfare, health or debt, check the official organisation or an independent adviser before acting.
1
List income after regular deductions
2
Mark every bill by due date
3
Choose a weekly spending envelope
4
Review once a week with a cup of tea